Roth Ira Limits 2024 Salary 2024. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you're married and file. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.

Those over 50 can still contribute up to $1,000 more in 2024,. For 2023, the maximum amount you can contribute to a roth ira is $6,500 ($7,000 in 2023).